White Paper

The Digital Shift

This PYMNTS and CSI collaboration examines the frictions driving businesses to digitize their AP processes and how AI and ML-powered AP tools can help.

The pandemic has exposed weaknesses in how companies deliver payments to each other, making many firms reconsider the paper check’s lengthy dominance in the business-to-business (B2B) transaction space. Legacy methods for paying vendors and reimbursing employees such as mailed paper checks have proved inconvenient for all parties during a time when many workers are no longer in-office to collect envelopes or print checks.

Cash-strapped vendors are likely to be hit hard by any postal delays that force them to wait even longer to get paid — lags that companies cannot afford while also facing the strains of the pandemic’s economic fallout. The inefficiencies of manual and paper-based processes were evident even before the public health crisis, as 69.8 percent of AP professionals said in 2019 that they wanted to innovate their departments to save time. The ongoing pandemic has only exacerbated these long-running problems.

  • “The convenience, savings, and revenue we get back from rebates, and the fact that CSI does most of the work – it’s really a nobrainer.”

    Serge Laroche Regional Controller, Fairmont Royal York Hotel


The pandemic has left vendors struggling and more concerned than ever that they receive their funds without delay. Buyers, too, are eager for change and need to adopt accounts payable (AP) methods that are easily managed by employees working from home. Frictions like these are pushing more businesses to rethink their legacy approaches to business-to-business (B2B) payments and adopting various digital options for sending money. The push toward modernization does not stop at fund transfers, either, and companies are adopting digital supports to help them more smoothly and rapidly process invoices.

The Digital Shift Report examines the various ways that businesses are updating and automating their transaction methods as they cope with the challenges of operating during a global crisis.

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Benefits of the CSI accounts payable system

No Cost

Our small admin fee is offset by the revenue you’ll earn, resulting in a no-cost enterprise solution.


Single-use virtual card numbers become invalid once the transaction is complete, eliminating the risk of stolen card numbers or lost checks.

New Revenue

Earn monthly cash back rewards based on virtual card spend, generating new revenue just by paying your bills.

Greater Efficiency

CSI Paysystems automates payments, mirroring existing workflow processes while eliminating the risk of manual errors.


Easily integrates with existing ERP or accounting system to simplify reconciliation and save staff time.

Fully Supported

CSI handles 100% of the initial vendor enrollment and will fully train and support your team with our award-winning customer service.

Still have questions? Call 1-866-998-0437 and speak with a certified AP expert today or schedule a demo.