Merchant Processing Services
More Affordable, More Efficient Commercial Card Acceptance
You chose us. Because experience, reliability, and people matter.
We teamed up with a Merchant Services provider that is a leading processor of commercial card payments. This partner pays less than merchants that process credit cards without the capability of passing enhanced data.
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The Lowdown on Buyer Initiated Payments

What is a Buyer Initiated Payment (BIP)?
A buyer-initiated payment (BIP) also known as straight-through processing (STP) is a business-to-business (B2B) credit card transaction that requires no action by you. This type of transaction does not require a point-of-sale terminal, hardware or software. You receive the payment as a direct settlement into your merchant account along with an electronic notification of the payment.
Benefits
- Enhanced data is received by both you and your customers
- Integration with ERP systems
- Cost-savings
- Secure payments
How It Works
Supplier-initiated payments (SIP) places the burden on the supplier to retrieve card information to key into a payment terminal to ‘pay themselves’.

Buyer-initiated payments (BIP) aka, straight-through processing, pushes the card payment directly into the merchant account eliminating exception handling by the supplier.
