Merchant Processing Services

More Affordable, More Efficient Commercial Card Acceptance

You chose us. Because experience, reliability, and people matter.

We teamed up with a Merchant Services provider that is a leading processor of commercial card payments. This partner pays less than merchants that process credit cards without the capability of passing enhanced data.

No Cookie Cutter Programs Here

Solutions and Service Tailored to Your Business

Reduced costs with B2B programs and pricing

Coordination of the best interchange rates available

Streamlined virtual card acceptance for maximum efficiency and convenience

Customized technology that fits how you do business

Multiple reporting options for easier management

Straight-through processing solutions to support buyer-initiated payments (BIP)

Enhanced e-Payables process flow

Increased control of accounts payable, receivables, and reconciliation

Automation of enhanced data and elimination of downgrades

Reduced risk and PCI-DSS compliance burden

The Lowdown on Buyer Initiated Payments


What is a Buyer Initiated Payment (BIP)?

A buyer-initiated payment (BIP) also known as straight-through processing (STP) is a business-to-business (B2B) credit card transaction that requires no action by you. This type of transaction does not require a point-of-sale terminal, hardware or software. You receive the payment as a direct settlement into your merchant account along with an electronic notification of the payment.


  • Enhanced data is received by both you and your customers
  • Integration with ERP systems
  • Cost-savings
  • Secure payments

How It Works

Supplier-initiated payments (SIP) places the burden on the supplier to retrieve card information to key into a payment terminal to ‘pay themselves’.


Buyer-initiated payments (BIP) aka, straight-through processing, pushes the card payment directly into the merchant account eliminating exception handling by the supplier.


Put us to work for your business.